My husband and I were able to connect with our insurance advisors, Roy and Gigi Ricarse, through my sister Russell Canlas. I can proudly say that we are very blessed to be their client. We trust them for our financial planning needs and we feel like the luckiest clients ever because this couple have that magic of LOVE and they are always there to make time if we need them. We really admire them for being so humble & respectful persons. Thank you so much Kuya Roy & Ate Gigi. More power!