Author Archives: gigi.ricarse@gmail.com

Should I use an RRSP or TFSA?

Both RRSP and TFSA are excellent tax sheltered savings vehicles. Learn the difference by watching this short video.

http://www.moneysense.ca/retire/moneysense-answers-should-i-use-an-rrsp-or-tfsa/

 
Quick summary:

RRSP
– best for Canadians who earn $50,000 or more in annual income
– treated as an income, you get taxed upon withdrawal

TFSA
– best for Canadians who earn $35,000 or less in annual income
– not taxed when withdrawn
– great for short term savings

Travel Certificate as delegates to the Industrial Alliance Paris Conference

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We would like to thank all of our clients, family and friends for your support and trust in the work that we do as your Insurance and Investment Advisors.You are the reason why we work hard, even during nights and weekends, to ensure you have the right coverage and financial protection. It is our fiduciary duty to always put our clients’ interest first before our own. As always, we will continue to look and care after your needs. As our slogan says, “Your protection is our passion”.Today, we received our travel certificate as delegates to the Industrial Alliance Paris Conference. We are a part of an elite group of advisors at AJ Insurance services who will be enjoying a full week of all-expense paid trip to Paris with 5-stars accommodation, concerts and tours in June 2015.

We dedicate this special award to each one of you!

Many thanks and best regards to all,
Roy & Gigi See More

 

Client Appreciation Night

10489723_832977290092431_177369185312535829_nThe Client Appreciation night of the Ricarse Insurance & Financial Services was held at the Royal Palace Banquet hall with close to 250 people in attendance. Tons of raffle prizes given away including a round trip plane ticket to the Philippines won by Marco Castillo.

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Everyone had a good time, from the delicious food served on the buffet to the wonderful live music performed by the Musical Moments Band that made all guests stand up and dance to their music. It was a successful night indeed!!!

Once again giving thanks to our clients, guests and partners who graced our Client Appreciation night on October 18, 2014 in Burnaby. It was such a delight to share the night with you all.

We look forward to see everyone in our upcoming events this year.

All the best,
Roy & Gigi

 

 

 

Happy Thanksgiving!

A Happy Thanksgiving to all!
As this is a special time to be grateful for everything we are blessed with, we will also be holding our Client Appreciation Night to honour all the fantastic people who have become a part of our lives as Financial Advisors. We are truly grateful for their friendship and most of all, for their trust and confidence in what we do.

TO ALL OUR WONDERFUL CLIENTS:
This night is for you. We look forward to seeing you all and your friends so we could share some special time together through an enjoyable evening filled with fantastic food & treats, great live entertainment and amazing raffle prizes. See you all soon!

Wishing everyone the best,

Roy & Gigi Ricarse
604-715-3859 | 604-518-3161