What our clients say about us.

“Like most Filipinos living outside the Philippines, one of my desires is that when I pass away, my body would be sent back and buried at my hometown. Here in the West, people mostly do cremations, followed by a burial or the dissemination of the ashes in places previously chosen by the deceased. It has been a subject that I, as a writer, have tackled in my writings. In fact, my two daughters who still live in the Philippines were empathic in their wishes. They don’t want to say good bye to a jar of ashes. Doesn’t make sense, they say, and I agree with them. So I researched a way of ensuring that I have a say on what happens to my dead body when the time comes. Lo and behold, there was actually an insurance policy that covers that eventuality. Not too big an amount, but enough to cover processing and shipping my remains to the Philippines. I phoned my friend Roy Ricarse, an insurance and investment broker, to ask for more Information. He came right away, sat down with me and answered all my questions. He gave me several options.  At no time during that session did I ever feel the pressure to buy a more expensive coverage, or to do it in that sitting, although I knew it would be to his benefit if I did. Roy was gracious and informative and left without any assurance from me, except that I would think about it. When I finally bought the coverage that’s just right for my plans, he processed the papers at my convenience. Later on, I met his wife Gigi, who is just as easy to talk to and who’s always available by phone if I had any questions regarding my insurance policy. Roy and Gigi Ricarse have made me feel that my future is safe with them, whether I’m alive or dead, and that they would make sure that my family would be able to access my insurance proceeds. Their attitude towards doing business comes with a big humanitarian component, and I’m pleased to report that at this point, they have become my close friends. If any of you guys ever need Insurance coverage of any type, I’m very happy to recommend Roy & Gigi Ricarse.”

 

“Roy and Gigi are the best team of insurance advisors you could ever ask for. They have your best interest at heart and will help you secure that you and your loved ones are taken cared of in times when you need the most help. These are things we don’t normally think of but with their knowledge and professional experiences, rest assured that you’re in good hands. I highly recommend them for all your insurance and financial planning needs! Excellent team and 5 star service!”

 

“I love how they guide you and are patient enough to explain everything in detail. They don’t mind explaining again and again, just give them a call when in doubt. They give you time to decide and are open-minded about your decisions. Instead, they will even advise you not to get certain plans if they see it is not the right one for you. They have this personal touch as financial advisors and will keep you updated. You will know what I mean when you personally meet them!”

 

“We did our own research on different insurance plans, but it confuses us even more as we didn’t know what really fits our needs. Roy and Gigi provided us with different quotes and polices, and answered the many questions we had.  From start up to now we are well taken care of without worries.  Indeed a great service – Care, compassion and professionalism best describes the tandem. Thank you Roy and Gigi for steering us to the right financial path.”

 

Just like any change, it takes a while before one gets used to his or her new surroundings. Thus, I can say that I met Gigi and Roy at the time I needed a solid and clear understanding of how I can manage my investment and life insurance. Talking to them is both enlightening and educational. After our first few conversations, I was able to make informed decisions on my life and property insurance.   Thank you, both! Cheers to more years of encouraging and fruitful investments!  – Anna Liza Cagaoan, Human Resource Director

 

“My husband and I were able to connect with our insurance advisors, Roy and Gigi Ricarse, through my sister Russell Canlas. I can proudly say that we are very blessed to be their client. We trust them for our financial planning needs and we feel like the luckiest clients ever because this couple have that magic of LOVE and they are always there to make time if we need them. We really admire them for being so humble & respectful persons. Thank you so much Kuya Roy & Ate Gigi. More power!” – Mavel Predas, Health Care Worker (Alberta)

 

“When I arrived in this foreign country, with no relatives and only a handful of friends, Gigi Ricarse together with his kind-hearted husband Roy Ricarse knocked on our door and gave us blankets, clothes, jackets, (just to mention a few) to make sure that we will stay safely warm on our first week in Canada. I never expected this from a woman whom I barely know. But when she came in our house that day, I saw in her eyes that she will be there for us, as we take on this new journey and new challenge, and that I should not fear. And what I saw in her eyes that day were indeed true. She would often call me and check on me if we are adjusting alright, share with us articles to help us prepare with our new life in Canada, invite us for picnics to gain new friends and see the beauty of nature. At times when I am disheartened, her smile and hug is a comfort. At times when I am confused, she warmly explains and make me visualize a rewarding and bright future is ahead of us. I am just one of the many new immigrants that Gigi voluntarily helps. And her acts of kindness seek nothing in return. I am pleased to see her in Pinoy newspapers here, recognizing her selfless efforts and noble causes. Gigi, thank you very much for all that you have done. Your beauty (inside and out,) wisdom, faith, and service to others are indeed an inspiration. I know God will give you the desires of your heart because you have lived a life in accordance to his desires. God Bless you and Roy!” – Rubi Teruel, Quality Control Officer

 

“I sought advice from Tito Roy and Tita Gigi about extended benefits. What I got was more beneficial. Tito Roy and Tita Gigi educated me about the insurances that are out there and what would benefit me most. It’s amazing to know that they are people I can trust and are looking out for me.”   – Camille Corcuera, Dental Hygienist

 

“Butterflies in our stomach..that’s how we terribly felt the moment we stepped at the door of this maple leaf country. Indeed,we are lucky to have this simple,down to earth couple who joined us from the very start of our circle of life here..tirelessly, they introduced us on the Canadian way of life from managing our finances up to interview do’s & dont’s..where else can you find such financial consultants cum Employment advisor cum spiritual counsellor cum FB friends cum real life friends..it’s like calling 911, they’re available 7/24..to meet your needs,to augment your needs..thank you Gigi & Roy.”

 

“We are clients of Roy and Gigi Ricarse since 2010 and they have always been in touch with us. They are also our friends. We believe we can count on them whenever we need their help regarding insurance concerns. They will make sure we feel comfortable in their presence before doing their presentation. They will encourage us to ask questions if we have some doubts or if we are confused about something. This is very important because there are a lot of insurance lingo that we don’t understand and we don’t usually read everything there is in the policy. We can say that Roy and Gigi have been very professional in dealing with us and we can vouch for their integrity as well. We will recommend them to our friends and acquaintances.”

 

“Roy and Gigi are the champions in the financial advisory industry. They provide unparalleled client service. Knowledgeable of their craft and patient enough to provide you all the pertinent information you need. I am confident to endorse them to my friends and I believe that they will be cared for professionally.” – Anne Pitman,  Dental Hygienist

 

“Thank you Ate Gigi for giving me a peace of mind for making sure that my Mom is insured here in Canada. I know that at the beginning I’m a bit hesitant however you are patient enough to wait and understand your clients situation. You are excellent in making sure that everything is right and clear to your client. I have to say me and my Mom are satisfied of your services. Thank you!!!” – Grace Pedoroso, Teacher

 

Best financial advisor! Tested and trusted!  – Rowena Hernandez, Health Care Worker

 

“I bought my insurance from Ate Gigi and Kuya Roy because I trust them and I know they are true and very kind. They are always ready to help others. I observed that Ate Gigi is a very down to earth person, very warm, friendly and easy to approach.” – Maricel Medrano, Caregiver