When the RRSP season is forthcoming and you don’t have the extra funds to put into your RRSP account, you can take an RRSP Loan. Consider RRSP loans as a simple, reasonable alternative that can help you maximize your retirement contributions and reduce your income taxes in one step. We will guide you if an RRSP loan is the best strategy for your retirement planning needs and determine if you have the ability to pay back the loan; and if it is, help you get started on one.