It is imperative that each Canadian should look out into the future when the time comes your source of income is already gone after retirement. Early planning is critical because it typically takes many years to accumulate the necessary funds to live comfortably when you no longer enjoy the advantages of a salary. If you begin your investing early in your working life, it will allow funds to accumulate and grow over the subsequent decades, so that you have substantial resources for navigating your retirement years. The basic necessities of life such as food, clothing, shelter, medications, long term care and other factors are important to consider how much retirement income you need. We will help you by going through retirement planning tools that will compute just how much you need.